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One of the penalties for refusing to participate in politics is that you end up being governed by your inferiors. -- Plato (429-347 BC)

Monday, September 29, 2008

Obama - ACORN Root Causes of Mortgage Crisis?

by Alan Gottlieb, AmeriPac: FBI Investigates U.S. Financial Crisis - Where Did $1 Trillion Go? - The high-risk subprime mortgage social engineering community service experiment by left-wing ACORN and Obama has created the largest financial crisis since The Great Depression. The full reach of the corruption and scandal may never be known but those who created it must not be rewarded. The architects, primarily left-wing Democrats, created laws, took donations, looked the other way and instead were too busy overse eing donations to their own presidential campaigns and robbing main street blind. Now these same left-wing Democrats blame everyone else and get up on their high horses and say, “we are here to save you” from the crises they created.

Yes, Mr. Obama knows a great deal about the mess. He is a central figure in the left-wing ACORN exploitation of financial institutions and pressuring them to make high risk loans. The very same left-wing ACORN was guilty of voter fraud in the last presidential election. Now these same Democrats want to do another high risk “community service,” social engineering experiment. They want to elect a high-risk, low experience, socialist one of the same community organizers that created the mess to be our next president. We cannot experiment with the office of president and learn as we go. Barack Obama is not qualified and has no history of success as a leader in government or business.

The FBI investigation - An FBI investigation is under way at Lehman Brothers and three other contributors to America’s financial crisis to determine whether they put pressure on ratings agencies to award top ratings to securities they issued. Concerns that Fannie Mae, Freddie Mac, AIG or Lehman may have sought to encourage agencies to inflate their ratings — by offering higher fees or the promise of more work — form part of a broad inquiry by the bureau.

The agencies are widely regarded as having failed debt holders by attributing the top ratings to many securities that turned out to be extremely risky and have lost investors hundreds of billions of dollars. The FBI, which is also investigating whether any of the four institutions deliberately misled investors about the true health of their assets, is expected to demand that they “hold all papers and e-mails under lock and key” as it sifts through the evidence, a source said.

How did we get here? - FOLLOW THE MONEY AND CORRUPTION! A Lending Policy created by democrats for democrats run by democrats monitored by democrats enforced by community organizer democrats and profited from by democrats. Fannie and Freddie acted in response to Clinton administration pressure to boost homeownership rates among minorities and the poor. However compassionate the motive, the result of this systematic disregard for normal credit standards has been financial disaster. ONE key pioneer of ACORN's subprime-loan shakedown racket was Madeline Talbott - an activist with extensive ties to Barack Obama. She was also in on the ground floor of the disastrous turn in Fannie Mae's mortgage policies.

Obama Trains ACORN Staff in Shakedown Tactics - It would be tough to find an "on the ground" community organizer more closely tied to the subprime-mortgage fiasco than Madeline Talbott. And no one has been more supportive of Madeline Talbott than Barack Obama. When Obama was just a budding community organizer in Chicago, Talbott was so impressed that she asked him to train her personal staff. He returned to Chicago in the early '90s, just as Talbott was starting her pressure campaign on local banks. In those years, he also conducted leadership-training seminars for ACORN's up-and-coming organizers. That is, Obama was training the army of ACORN organizers who participated in Madeline Talbott's drive against Chicago's banks.

Obama Funds ACORN - More than that, Obama was funding them. As he rose to a leadership role at Chicago's Woods Fund, he became the most powerful voice on the foundation's board for supporting ACORN and other community organizers. In 1995, the Woods Fund substantially expanded its funding of community organizers - and Obama chaired the committee that urged and managed the shift.

That committee's report on strategies for funding groups like ACORN features all the key names in Obama's organizer network. The report quotes Talbott more than any other figure; Sandra Maxwell, Talbott's ACORN ally in the bank battle, was also among the organizers consulted. More, the Obama-supervised Woods Fund report acknowledges the problem of getting donors and foundations to contribute to radical groups like ACORN - whose confrontational tactics often scare off even liberal donors and foundations.

Indeed, the report brags about pulling the wool over the public's eye. The Woods Fund's claim to be "nonideological," it says, has "enabled the Trustees to make grants to organizations that use confrontational tactics against the business and government 'establishments' without undue risk of being criticized for partisanship."

Obama Aware of Intimidation Tactics - The Woods Fund report makes it clear Obama was fully aware of the intimidation tactics used by ACORN's Madeline Talbott in her pioneering efforts to force banks to suspend their usual credit standards. Yet he supported Talbott in every conceivable way. He trained her personal staff and other aspiring ACORN leaders, he consulted with her extensively, and he arranged a major boost in foundation funding for her efforts.

And, as the leader of another charity, the Chicago Annenberg Challenge, Obama channeled more funding Talbott's way - ostensibly for education projects but surely supportive of ACORN's overall efforts. In return, Talbott proudly announced her support of Obama's first campaign for state Senate, saying, "We accept and respect him as a kindred spirit, a fellow organizer." In short, to understand the roots of the subprime mortgage crisis, look to ACORN's Madeline Talbott. And to see how Talbott was able to work her mischief, look to Barack Obama.
Tags: ACORN, Alan Gottlieb, AmeriPac, Barack Obama, FBI, mortgage crisis To share or post to your site, click on "Post Link". Please mention / link to the ARRA News Service. Thanks!
Posted by Bill Smith at 8:29 PM - Post Link

21 Comments:

Anonymous Bigfoot said...

Thanks, Dr. Bill and Mr. Gottlieb, for all this info. BHO himself was actually involved in the "root causes" of the collapse we're now enduring.

9/30/2008  
Anonymous Mabelle Horea said...

Acorn activists are stealing this election by registering voters that do not exist.

9/30/2008  
Anonymous Anonymous said...

This nation needs a change but Obama is not offering the change that is needed, the people individually needs to change, we need to be more responsible of our decisions, do not let anyone to decide for us , this is a country that opened its arms to all of us , we are in bedt with this country is time to pay back, together we can do it, lets be serious about voting

10/01/2008  
Anonymous Bryan Jopek said...

This is great. Basically, blame poor black folks who got lured into these toxic mortgages for the downfall of the economy. Because, by FAR the LEAST powerful group in the nation, poor African-Americans, must be responsible for the largest financial crisis since 1929!!

This blaming the victim on a humoungous scale. It's also so reassuring: No it's not your stupidity in electing greedy politicians to office, no it's .... black folks (coz their lazy, right?)

eer, can i sell this white cloth here? just got two holes in it.

10/01/2008  
Anonymous Obama08 said...

Great point, Bryan!

Hey Sara: I guess we found something community organizers ARE responsible for! The entire economic collapse of America! Beat that Mayor of a small town!

10/01/2008  
Anonymous ltp said...

ACORN is very much responsible for starting the mess through intimidation techniques. This opened the door for all (not just minorities) to exploit what the democrats put in motion. Investigate and prosecute all those involved. That is the only way to stop it from happening again.

10/02/2008  
Anonymous The LORD Reigns said...

Man is to blame, not political parties, though these individuals are most certainly accountable for their actions. Jeremiah 17:9:

9: The heart is deceitful above all things, and it is exceedingly corrupt: who can know it?

When is the last time that there was a serious presidential contender who had to answer for such a multitude of associations and dealings with corrupt individuals? That we are in such a position speaks volumes about how far this nation has fallen into corruption itself. There is none righteous, no not one. All have turned aside.

10: I, Jehovah, search the mind, I try the heart, even to give every man according to his ways, according to the fruit of his doings.

Both political parties are completely guilty before the most Holy God and cursed is the one who puts his trust in man. The best that this nation can do is to repent of its wicked ways and return to the true and only king.

10/02/2008  
Anonymous Cybercorrespondent said...

A look into Barack Obama’s past might shed some light on the crisis Barack Obama joined Trinity United Church of Christ more than 20 years ago and considered the church pastor, Rev. Jeremiah Wright as his mentor. Rev. Wright married Obama and his wife Michelle, baptized their two daughters and is credited by Obama for the title of his book, "The Audacity of Hope." In his sermons, Rev. Wright repeated denunciations of the U.S and blurted out statements like “The government gives them the drugs, builds bigger prisons, passes a three-strike law and then wants us to sing “God Bless America.” No, no, no, God damn America, that's in the Bible for killing innocent people," he said in a 2003 sermon. "God damn America for treating our citizens as less than human. God damn America for as long as she acts like she is God and she is supreme."

Looking at Obama’s ties to Rev. Wright, and his connections to a terrorist bomber, William Ayers, both men who would like nothing more than to destroy this country causes many people to second guess Obama’s intentions for change. If you have not heard about William Ayers, you can read about him in the U.S. News, Michael Barone’s column-Obama Needs to Explain His Ties to William Ayers. “In my U.S. News column, I make a brief reference to the unrepentant Weather Underground terrorist bomber William Ayers and his connections to Barack Obama. They were closer than Obama implied when George Stephanopoulos asked him about Ayers in the April 16 debate—the last debate Obama allowed during the primary season. To get an idea of how close they were, check out Tom Maguire's Just One Minute blog and Steve Diamond's Global Labor and Politics. The Obama-Ayers relationship is also mentioned in David Freddoso's The Case Against Barack Obama: The Unlikely Rise and Unexamined Agenda of the Media's Favorite Candidate.”

Lets examine Obama’s connection with an accused political fixer Antoin “Tony” Rezko. The following is on explanation by Brian Ross and Rhonda Schwartz from ABC News. “In sharp contrast to his tough talk about ethics reform in government, Sen. Barack Obama, D-Ill., approached a well-known Illinois political fixer under active federal investigation, Antoin "Tony" Rezko, for "advice" as he sought to find a way to buy a house shortly after being elected to the United States Senate. Rezko had been widely reported to be under investigation by the U.S. attorney and the FBI at the time Obama contacted him and has since been indicted on corruption charges by a federal grand jury in a case that prosecutors say involves bribes, kickbacks and "efforts to illegally obtain millions of dollars."

Because Barack Obama was a dependable ally of subsidized developers in the Legislature, his friend and fund-raiser Rezko depended on him to get things done such as cosponsoring a bill in 2001 allowing developers to pocket half of the proceeds from selling state tax credits to others. Obama admitted that his decision to involve Rezko was “a bone-headed mistake.” What he failed to mention is that he has a closet full of bone-headed mistakes such as Peter Wallsten pointed out in the Los Angeles Times on January 24, 2008.
“Barack Obama angered fellow Democrats in the Illinois Senate when he voted to strip millions of dollars from a child welfare office on Chicago's West Side. But Obama had a ready explanation: He goofed.

"I was not aware that I had voted no," he said that day in June 2002, asking that the record be changed to reflect that he “intended to vote yes.”
That was not the only misfire for the former civil rights attorney first elected to the state Senate in 1996. During his eight years in state office, Obama cast more than 4,000 votes. Of those, according to transcripts of the proceedings in Springfield, he hit the wrong button at least six times.”

Now comes the big question, what exactly does a community organizer do?
One thing Barack Obama did as a community organizer was pressure banks to make bad loans. In Barack Obama’s youthful community organizing days he joined a group called ACORN. Using the Community Reinvestment Act which was designed to encourage banks to make loans to high-risk borrowers, ACORN started abusing the law by forcing banks to make hundreds of millions of dollars in 'subprime' loans to minorities with bad or no credit. Using charges of racism and threats to use CRA to block business expansions have enabled ACORN to extract hundreds of millions of dollars in loans and contributions from America’s financial institutions.
Other things that ACORN did as community organizers were agitate for higher minimum wages, attempt to thwart school reform, try to unionize welfare recipients who are obliged to work in exchange for benefits and organize voter registration drives. In 2006 for example, their voter registration drive in Washington produced 1,800 new voters of which 1,794 names submitted were fake. The secretary of state called it the “worst case of election fraud in our state’s history.”
If you like to know more, watch these two videos.
http://www.youtube.com/watch?v=nRmB93McZeI

http://www.youtube.com/watch?v=_MGT_cSi7Rs

10/03/2008  
Anonymous Anonymous said...

This nation needs a change but Obama is not offering the change that is needed, the people individually needs to change, we need to be more responsible of our decisions, do not let anyone to decide for us , this is a country that opened its arms to all of us , we are in bedt with this country is time to pay back, together we can do it, lets be serious about voting

10/05/2008  
Anonymous GetReal said...

http://www.americanthinker.com/2008/09/how_allies_of_george_soros_hel.html

Largely ignored in this crisis is the key role played by Herbert and Marion Sandler, founders of Golden West Financial (GDW), one of the largest savings and loans in the nation. Wachovia purchased GDW for $24 billion dollars in 2006. This was one of the worst merger and acquisition deals of all time for the buyer, and remarkably excellent timing on the part of the seller. In essence, Wachovia bought a financial time bomb ticking away, one that exploded this year, bringing down yet another former financial titan and further wrecking Wall Street. (Snip)

Soros, Lewis, and the Sandlers form a core group of billionaire activists and Democrat partisans who have formed a group called The Democracy Alliance. They realized that they could magnify their power by working in unison and tapping other wealthy donors to further their agenda. (Snip)

Among the beneficiaries of their largesse: Air America, ACORN (a group that has very close and long lasting ties to Barack Obama and has a long history of engaging in voter fraud. Citizens for Responsibility and Ethics in Washington (basically a private detective group focused on the private faults and foibles of Republicans), Media Matters, a media watchdog group that engages in harsh partisan attacks against media figures and articles it considers supportive of Republicans). The list goes on and on. (Snip)

10/07/2008  
Anonymous Cybercorrespondent said...

Thursday morning I turned on the news and heard that ACORN is under investigation for voter fraud in a number of states. Since I learned not to trust what the media tells us, I decided to have a look what the bloggers had to say. On a sight called A Look Into Barack Obama’s Past - Obamamania - Zimbio website I found the following comment that made me think.

A concerned citizen
Oct-6-08 7:48pm [Edit]
Those two videos paint a very clear picture. As the terrorists have promised, they will destroy this country from with in. …..

http://www.youtube.com/watch?v=puN9X1mVgRA ……..

http://www.youtube.com/watch?v=vjvBEKrGkDI …….

Back to my point. By allowing the voter fraud to go on, makes this great country look like a third world dictatorship. We are supposed to send an example to the rest of the world how honest elections are held and not allow the media to distort the facts. Please people, wake up and tell the media no more. Boycott all the products advertised on publications like the Newsweek, Time magazine and other propaganda machines like the New York Times. Also do the same with CNN and other communist propaganda news sources. Even the Fox News network is starting to sway the viewer decision. After Thursday’s presidential debate, watching Chris Wallace interview a communist from Saint Louis made me sick. Even bad journalists should realize that when you ask a communist or a skin head to give you their views, you can pretty much expect what they are going to say.

I certainly had enough of all of the $%#@Comunism.org
Cybercorrespondent

10/09/2008  
Anonymous hARVEY said...

THE PUBLIC DOESNT CARE MUCH ABOUT AYRES OR WRIGHT..THEY JUST CARE ABOUT THEIR POCKETBOOK. SOOO IT HAS TO BE MADE CLEAR THET THE PRESENT FINANCIAL CRISIS WAS CREATED BY GROUPS SUCH AS ACORN - AND BY PEOPLE WORKING FOR THEM - SUCH AS OBAMA. RATHER THAN BEING THE LAMB TO HELP SAVE US ALL - HE IS THE WOLF THAT WITH HIS FELLOW DEMOCRATS AND THEIR BIG SHOT SUPPORTERS AND GREED-MONGERS CREATED THE MESS. THE PUBLIC NEEDS TO KNOW THE TRUTH THAT OBAMA IS A SHAM AND THE CAUSE OF WHERE WE ARE TODAY.

10/09/2008  
Anonymous Howard said...

ARE THE POLLS TO BE BELIEVED ???
I, like many Americans believe that character, honesty, and integrity really do go to the foundation of who the next president should be.Obama is ahead in the polls because Obama is dramatically outspending McCain with television advertising ... he has a biased media in the tank, who provides him with more and better exposure, and editorial endorsement ... Obama has 96% of the black vote ... he enjoys the relentless support of a completely biased entertainment industry, plus the left wing educational community, plus massive illegal, or unethical fund raising, and voter registration drives, by groups like Acorn ... not to mention the fact that thanks to democratic propaganda, McCain has to carry Bush's weight. At this point in time, many Americans are also beginning to question the validity of the POLLS. Are they skewed, like the biased media? Do they truly reflect reality? Are the sample groups mostly black voters? If the Democrats are so sure they've already won, how come they keep trying so hard to make the rest of us believe it? Just like they did against Hillary! There is a good chance that if we can keep voter fraud out of this election, that on November 4th, the actual voters, in the privacy of their booths, will elect McCain/Palin, by a comfortable margin. If you vote for Obama, you are also voting for voter fraud and a crooked media.

On November 4th cast your vote for McCain/Palin !!!

10/11/2008  
Anonymous Cybercorrespondent said...

Financial Crises and the Way to Recovery

The term “shocking” can’t even come close to describe the severity of the financial crises that we are faced with. According to Barack Obama, the only way we can get out of this mess is for this country to adapt socialistic values and enforce socialism by gaining control of all three branches of government. I’m sure that the mountain of money his campaign has collected from domestic and foreign donors, names the Obama campaign won’t disclose, will be used for that purpose. As soon as total control is gained, organizations like ACORN will have a green light to further abuse the law to suppress free speech, control the outcomes of elections and brain wash children in schools to believe that socialism is the answer to all of our problems. With total control of the government, and help from people like Bill Ayers, Rev. Wright and Antoin Rezko, who will probably be pardoned, achieving the ultimate goal, “a life of sexual confusion and moral collapse” will become a strong possibility.

The proof that socialism, or spreading the wealth around does not work can be seen by examining ACORN and its accomplishments by manipulating bancs to make loans to minorities with bad credit. By using charges of racism and threats to use CRA to block business expansions, ACORN and Obama already contributed to the crises we are in today and finding new ways to distribute the wealth will only make the situation much worse. His idea to put a three-month moratorium on foreclosures will further weaken the already fragile banking industry and only benefit delinquent homeowners by allowing them to live rent-free.

In order for our economy to start prospering again, we first need to elect an honest leader who is determined to stamp out the corruption in government and to stop the leftist movement from destroying the middle class. The hard working people can no longer be expected to keep giving until they themselves have nothing left to give.

Cybercorrespondent
http://cybercorrespondent.blogspot.com

10/24/2008  
Blogger Mberenis said...

Obama has already made lending for middle and lower class citizens before he's in the white house! Amazing, read more below..

New Types of Low Interest Loans & Grants from Obama

11/22/2008  
Anonymous Gabriel said...

Noted the date: Comment posted 09/30/2008 at Cross-posted story on The Next Right
------------------
Very, very bad analysis:

The core problem in this crisis is the real estate bubble. And that did not happen in inner city neighborhoods.

The second problem, that amplified the first, is the use of financial instruments that a) made it difficult to measure the real value of assets and b) distributed the risk across the whole financial (and non financial in some cases) world. That led to banks lacking capital and everyone suspecting everyone else leading to the current credit freeze.

There is plenty of good information out there on what's going on. No need to spread garbage.

10/09/2009  
Anonymous Goldwater said...

Noted the date: Comment posted 10/08/2008 at Cross-posted story on The Next Right
------------------
No serious commentor believes ACORN or CRA created this mess.

From independent financial blogger Barry Ritholtz: http://bigpicture.typepad.com/comments/2008/10/misunderstandin.html

. . . The CRA is not remotely one of the proximate causes of the current credit crunch, Housing collapse,and mortgage debacle. As I detailed in Barron's, there is plenty of things to be angry at D.C. about -- but this ain't one of them.

10/09/2009  
Anonymous ikkof said...

Noted the date: Comment posted 08/26/2009 at Cross-posted story on The Next Right
------------------
Hi..it was a gripping post...........

10/09/2009  
Anonymous camey19 said...

Noted the date: Comment posted 08/26/2009 at Cross-posted story on The Next Right
------------------
Hi ... I just stumbled upon your post.. a gud view point.. Hey ur post left me quenching for more Your post really gives out useful knowledge.. thanks

10/09/2009  
Anonymous CesarM said...

Comment posted 10/08/2009 at Cross-posted story on The Next Right
------------------

Instead of putting the blame to someone else, why don’t we find ways on how to solve the problem? We, ourselves done wrong and we can’t just put the blame to one or two person only. As what I’ve read on the news, the Obama Administration has decided to get even further involved in the home mortgages business. The White House has launched a new program called the Consumer Financial Protection Agency, which will aid homeowners in securing a modification mortgage for lower interest and payments. Since the banking crash, a large amount of criticism has been leveled at the financial industry, some of it fair, but a lot of it is after the symptom instead of the disease. (Fiat currency systems like ours, meaning not backed by a commodity, are more susceptible to dramatic bubble and bust cycles.) The Obama administration being concerned with debt relief is good, but home mortgages are ultimately a symptom, not the disease.

10/09/2009  
Anonymous Atlas said...

I am glad that people are stepping up and doing something about it.

4/15/2010  

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