Obamacare’s Coverage Gap

Because Of Obamacare, ‘An Estimated 15 Million People’ With Health Insurance Today Could Begin The New Year Without It!

 ‘Obamacare's Biggest Losers’ -- ‘People Who Have Coverage Now Uninsured In The New Year’

‘Those facing a potential coverage gap include an estimated 15 million people’ “…the law's insurance cancellations mixed with the Web site's problems might leave some people who have coverage now uninsured in the new year. These are Obamacare's biggest losers: People whose current plans have been canceled but who are having trouble getting through HealthCare.Gov to purchase coverage by Dec. 23 -- the deadline for buying insurance that begins Jan. 1. … Those facing a potential coverage gap include an estimated 15 million people…” (“Obamacare’s Biggest Losers,” Washington Post, 12/11/13)

• “After three months and more than 50 phone calls, John Gisler gave up on buying coverage through HealthCare.gov. Gisler wanted to purchase a plan for his 45-year-old son, who has a rare degenerative condition affecting his coordination and speech. His current coverage through Utah’s high-risk insurance pool plan ends Dec. 31. …so far, Gisler hasn’t succeeded in purchasing coverage -- but not for a lack of effort. ‘We’ve had three separate applications that failed to make it through,’ Gisler says. ‘I have a notebook with all the calls I’ve made, maybe 50 or 100. It just goes on and on.’ Earlier this week, Gisler quit trying.” (“Obamacare’s Biggest Losers,” Washington Post, 12/11/13)

“Joe Porzio, a 57-year-old construction worker in Wayne … received a letter saying his plan was being canceled by Dec. 31… He was eventually able to fill out an application, but the website locked him out and he has not been able to access it. ‘The deadline is approaching, and I’m still in limbo,’ Porzio said.” (“Many New Jerseyans Stuck In Health Care Limbo As Dec. 23 Deadline Nears,” Bergen County Record, 12/12/13)

• “I also found out that my doctors, who I have been seeing for years, will now only accept the highest offered plans. So, it’s true, you have to pay to keep your doctors.” (“Many New Jerseyans Stuck In Health Care Limbo As Dec. 23 Deadline Nears,” Bergen County Record, 12/12/13)

‘We Are Now… Being Forced Into A Lower Coverage Plan, For More Money’

“‘So, in a nutshell,’ Holroyd said in an e-mail, ‘we are now, once again, being forced into a lower coverage plan, for more money.’ …her situation has been miserable. ‘I'm losing faith in our administration.’” (“Four Stories: After Obamacare 'Fix,' Many Are Still Left Out,” CNN, 12/11/13)

• “Holroyd supported the Affordable Care Act when it was passed in 2009. ... Everything changed in October, when Holroyd was notified by her insurer that her plan could not be renewed in 2014. The comparable plans offered to Holroyd featured a 29% increase in premiums and higher co-pays, as well as significantly higher prescription costs. Holroyd expected to pay more under the new law, but the new estimates exceeded her expectations. ‘We're savvy,’ she told CNN, ‘but we had no idea that the premiums were going to be what they are.’” (“Four Stories: After Obamacare 'Fix,' Many Are Still Left Out,” CNN, 12/11/13)

“Losing his insurance plan is a big financial blow for [Dr. Martin] Klein. … Klein says he would have to pay 50% more to get a plan that he deems comparable to the one he is losing. Klein says he cannot afford a comparable plan, so he has decided to purchase an HMO with a $12,700 deductible for himself and his family. What concerns him most about the plan is that it limits him to a narrow network of providers, all of which are in Connecticut. This prevents him from keeping some of his doctors in New York City. … The self-proclaimed ‘lifelong Democrat’ is frustrated with his insurance company, the president and the law itself." (“Four Stories: After Obamacare 'Fix,' Many Are Still Left Out,” CNN, 12/11/13)

‘Premiums Went Up 127 Percent’

Prestonburg, KY Man: “A policy that has similar coverage to what we had would cost us around 1100.00 a month. This is a 100 % increase for me and my wife.” (Sen. McConnell, Constituent Mail via Your Story)

Owensboro, KY Woman: “Our President lied to us. Not only are we going to lose our insurance but when go to a different policy-we have to pay more. We will never be able to retire-we are 58 & 56 years old-we will have to work the rest of our [lives] just to pay for our insurance.” (Sen. McConnell, Constituent Mail via Your Story)

OH Family: Premiums alone will increase by $5,000 per year, ‘When you’re trying to keep your house, pay car insurance and put your kid through college, it’s tough’ “Ed Anderson, a graphic designer from Columbus, Ohio, who was recently bumped from his wife’s insurance policy for reasons relating to the new law, discovered that his family’s monthly premiums will double even if he chooses the most inexpensive plan available to him through the new federal insurance exchange in his state. Anderson said he and his wife currently pay a monthly premium of $460 through Blue Cross Blue Shield. … The new insurance policy will cost the Andersons an extra $5,000 a year in premiums alone. ‘When you’re trying to keep your house, pay car insurance and put your kid through college, it’s tough,’ Anderson said. ‘Everything we do is going to be affected by this. Getting groceries, eating out. Going anywhere. It’s just crazy.’” (“The Many Disrupted Lives Under Obamacare,” The Fiscal Times, 12/12/13)

“Kim Greene warned her small-business clients that 2014 would be ugly. But not like this. … ‘Sixty-eight percent, 43 percent, 40 percent,’ Greene said as she read off the rate hikes that her small-employer clients are facing in 2014. ‘Wow, 70.33 percent.’ ‘I’ve never seen anything like this,’ she said.” (“Obamacare Leaves N.J. Small Employers Scrambling Around High Premiums, Hard Choices,” The Star-Ledger, 12/8/13)

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