|The Obamacare Train Wreck Continues|
The decision by UnitedHealth is not surprising. While it is the largest health insurer in the United States, it is not one of the largest players in the Obamacare market. Much of its business comes from offering plans through employers. Nevertheless, it currently covers about 750,000 Obamacare customers.
Back when the Affordable Care Act was being debated, critics warned that we were attempting to fix a broken health care system by piling more regulations and requirements on top of it. The bill added pages of regulation, subsidies, exchanges, and coverage mandates. Critics warned that people would eventually be paying more for less coverage. That is what has happened.
You wouldn’t know this if all you read was the latest government report that claimed that Obamacare has made health care more affordable. It claims that there is only an 8 percent increase in the average premium after shopping.
Dr. Merrill Matthews says those last two words are significant. Millions of people in the exchange were hit with unaffordable premium increases and had to find something they could afford. So they shifted from a more expensive silver plan to a less expensive bronze plan, or chose a plan with a much higher deductible, or settled for a plan with a much narrower network of physicians. Some may have done all three.
Today we have higher health care costs, less coverage, higher deductibles, and more narrow networks of doctors. Taxpayers and insurance customers should demand a better system than Obamacare.
Kerby Anderson is a radio talk show host heard on numerous stations via the Point of View Network endorsed by Dr. Bill Smith, Editor, ARRA News Service
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